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Write an offer on the property you are interested in. You will be required to put a deposit on the property which will need to be in the form of check written to your Realtor’s real estate company. Most often, the check is held until the seller accepts your offer, and will be applied to your down payment at the close of the property. Once the seller accepts the offer, the check will then be transferred to the escrow company who will be in charge of the process of the real estate transaction.