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Is it the right time to Buy or Sell

In case you have not yet heard, we are in a great housing market today compared to the last few years. Sellers and Buyers alike, if you are considering buying or selling, interest rates are still at an all time low so now is the time. Lack of inventory has been an issue lately, it is down to 4.4 months supply across the nation ( 6 months inventory is considered " The Norm" ) this will probably not change until spring when people usually get the moving bug. Even with these figures the remaining homes are selling fast. Over 13,800 houses sold yesterday across the nation, 13,800 more will sell today and 13,800 more will sell tomorrow.This is an average number of homes that sell each and every day in this country according to the National Association of Realtors (NAR) latest home sales report.

Not that long ago, you would ride through a neighborhood and wonder what was wrong with it, due to all the For Sale Signs, now you go through that same...

Rents are Rising is it Time to Buy

When Millions of Americans where losing their homes in this latest recession, many needed a place to live, and started moving into apartments and rental properties. That shift caused rents to soar.  Going back in History, it shows that since 1988 rents have doubled and are expected to continue to rise as long as the demand is there.

Well folks, Tax Time is now upon us again, and a lot of you will be getting a nice return, so those of you that have been saying you are tired of paying your Landlord's mortgage and would love to get a home of your own, what are you waiting for??  Every situation is different and yes some of you do not have a choice, however this is directed at "you" yes you, that do have a choice and just cannot muster up the courage to make the plunge.

Home values and Mortgage Interest rates are projected to continue rising in the next few years so buying now might make a lot more sence than...

#1 Reason to Sell Now

If you are one of the many homeowners out there who are debating putting their home on the market in 2015, don't miss out on the opportunity that currently exists. There will be significantly less competition in the winter months than in the spring. According to the latest released survey by Fannie Mae, 45% of homeowners "say mortgage rates will go up in the next 12 months."

The Mortgage Bankers Association, the National Association of Realtors, Fannie Mae and Freddie Mac are each projecting Mortgage interest rates to increase substantially over the next twelve months.

Homeowners are unaware that interest rates are projected to go up by all four major reporting institutions - This is big news for move-up buyers reflecting the overall amount of housing inventory that will be on the market.  If existing homeowners believe that mortgage interest rates are not going to increase, then they won't be inclined to make a move by putting their home up for sale, meaning less competition...

Still on the Fence, Here is some Market History to Help

I want to give you a little bit of history on home prices and the housing market, followed up with a little bit of what the experts predict is going to be taking place over the next few years.

In many areas across the country in early 2014 we were seeing a positive in the housing market and predictions that all is looking good for the future, well over the last few months those areas are down a little bit from where they were but this doesn't mean prices are falling, it simply means appreciation isn't as high as it was earlier in the year.  It also means they're not increasing at the same levels that they were.  The overall outlook for the coming years is still looking very positive. Housing prices are edging up and many people that were upside-down with their equity are now seeing a return on their investment.  From September of 2013 till September of 2014, housing prices are up over 4.5 percent, a little lower from January but still looking good....

Do you think we are in a Sellers Market

For the last several years, home sellers had to compete with huge inventories of distressed properties causing them to sell at discounted prices or hold, in hopes that the market will change.  The great news is that the supply of these properties is falling like a rock off a mountain, in a large majority of US housing markets.  Many homeowners are now thinking of selling as the impact of this substantially discounted competition has all but disappeared. However, every seller of an existing residential property must realize that now with the shortage of pre owned homes that sellers are now in strong competition with the new home construction market.

According to the National Association of Home Builders, new home sales in August were up the highest since 2008. Builders are seeing increased traffic and more serious buyers due to in part, to buyer frustration, in finding pre owned homes and competing with multiple offers...

When is a good time to Buy Your New Home.

What a different housing market we are in now, compared to just a few short years ago.  When sellers were selling their home, they were forced, in most cases to accept offers below asking price and paying closing cost to boot, and in some cases, they gave the buyer anything they wanted just to sell, also interest rates were then at a record low 3% range, which made it a great time for buyers to purchase a home.

Buyers were told at the time that this will not last and if they truly want to buy a home, they had better do it soon, some listened and some didn't.

Well now the tables have turned, interest rates are up to the high 4% to low 5% range. Sellers are getting multiple offers within days of listing their homes and in most cases they are getting more then their listed price.

This Home buying frenzy we are now seeing is not only affecting...

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